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Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth

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NAV
₹ 358.884 ₹ 0.17 (0.05 %)
as on 31-03-2025
Asset Size (AUM)
9,585.97 Cr
Launch Date
Apr 05, 2008
Investment Objective
The fund seeks to generate higher returns with greater stability from a portfolio of debt and money market instruments with relatively low levels of interest rate risk.
Minimum Investment 1000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Apr 05, 2008
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7.84

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.14 %
Expense Ratio
0.73%
Volatility
0.96 %
Fund House
Aditya Birla Sun Life Mutual Fund
Fund Manager
Kaustubh Gupta, Harshil Suvarnkar
Key Features
Scheme description
This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.
Minimum Purchase Application Amount
Rs. 1000.0 (plus in multiples of Rs. 1000.0)

Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsOthersDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10818
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 16.47
AAA 80.28
AA -
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsG-Sec / SDLCDsCash & Cash EquivalentsCPs80806060404020200067.69 %17.59 %9.4 %2.94 %0.97 %
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Scheme Category % of Change
month-on-month
Duration 3.6 3.21 0
Maturity 4.91 4.67 0
YTM 7.6 7.55 0
NATIONAL BANK FOR AGR...SMALL INDUSTRIES DEVE...POWER FINANCE CORP...CD - CANARA BANK - 1...7.6% Power Finance Co...7.10% GOI 2034 (08-APR...STATE BANK OF INDIA7.18% GOI 2037 (24-JUL...7.42% State Bank of Ind...7.71% REC Limited (26/02...665544332211005.38 %4.96 %4.7 %2.71 %2.62 %2.6 %2.41 %2.34 %2.18 %2.04 %
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Performance

Scheme Performance (%)

Data as on - 31-03-2025
Created with Highcharts 4.1.4ReturnsAditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSUYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch02.557.510

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesAditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSU201620172018201920202021202220232024202502.557.51012.515
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000124,6574,6578.61
Benchmark20,00020,14714718.08
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 05-04-2008 8.17 7.71 6.57 6.51 7.52
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 8.45 7.85 6.38 6.51 7.54
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth 30-12-2004 8.34 7.8 6.37 5.76 6.7
DSP Banking & PSU Debt Fund - Regular Plan - Growth 05-09-2013 8.32 8.03 6.67 6.37 7.27
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan-Growth 19-04-2002 8.17 7.71 6.57 6.51 7.52
Portfolio Analysis
Portfolio as on 28-02-2025
Sector Allocation
SectorAllocation (%)
N/A100
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
7.77% Power Finance Corporation Limited (15/07/2026)DebtAAA3.14
Net Receivables / (Payables)Cash & Cash Equivalentsundefined2.74
Canara Bank (12/12/2025) DebtAAA2.71
7.60% Power Finance Corporation Limited (13/04/2029)DebtAAA2.62
Government of India (08/04/2034)DebtSOV2.6
7.59% Small Industries Development Bank of India (10/02/2026)DebtAAA2.55
Government of India (24/07/2037)DebtSOV2.34
7.42% State Bank of India (29/08/2039)DebtAAA2.18
7.71% REC Limited (26/02/2027)DebtAAA2.04
7.50% National Bank For Agriculture and Rural Development (31/08/2026)DebtAAA1.93
Government of India (14/08/2033)DebtSOV1.93
7.44% REC Limited (30/04/2026)DebtAAA1.82
7.34% Small Industries Development Bank of India (26/02/2029)DebtAAA1.82
7.57% National Bank For Agriculture and Rural Development (19/03/2026)DebtAAA1.77
7.54% Small Industries Development Bank of India (12/01/2026)DebtAAA1.73
7.82% Bajaj Finance Limited (31/01/2034)DebtAAA1.73
7.70% National Bank For Agriculture and Rural Development (30/09/2027)DebtAAA1.72
7.56% REC Limited (31/08/2027)DebtAAA1.72
8.00% HDFC Bank Limited (27/07/2032)DebtAAA1.66
5.83% State Bank of India (26/10/2030)DebtAAA1.64
7.64% National Bank For Agriculture and Rural Development (06/12/2029)DebtAAA1.57
7.37% Indian Railway Finance Corporation Limited (31/07/2029)DebtAAA1.51
7.93% Bajaj Finance Limited (02/05/2034)DebtAAA1.42
7.61% LIC Housing Finance Limited (29/08/2034)DebtAAA1.41
Government of India (17/04/2030)DebtSOV1.34
8.05% Tata Capital Housing Finance Limited (18/06/2029)DebtAAA1.32
7.27% Power Finance Corporation Limited (15/10/2031)DebtAAA1.29
7.79% Small Industries Development Bank of India (14/05/2027)DebtAAA1.26
Canara Bank (03/02/2026) DebtAAA1.22
Government of India (07/10/2034)DebtSOV1.17
7.80% HDFC Bank Limited (03/05/2033)DebtAAA1.06
7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034)DebtAAA1.06
7.68% Small Industries Development Bank of India (10/08/2027)DebtAAA1.05
7.40% National Bank For Agriculture and Rural Development (30/01/2026)DebtAAA1.04
Axis Bank Limited (09/10/2025) DebtAAA1
7.34% REC Limited (30/04/2030)DebtAAA0.99
Canara Bank (04/12/2025) DebtAAA0.99
7.80% REC Limited (30/05/2026)DebtAAA0.94
7.45% REC Limited (31/08/2035)DebtAAA0.89
7.86% HDFC Bank Limited (02/12/2032)DebtAAA0.85
7.71% LIC Housing Finance Limited (09/05/2033)DebtAAA0.79
7.67% LIC Housing Finance Limited (15/04/2033)DebtAAA0.79
7.80% National Bank For Agriculture and Rural Development (15/03/2027)DebtAAA0.79
7.55% Power Finance Corporation Limited (15/07/2026)DebtAAA0.78
6.24% State Bank of India (21/09/2030)DebtAAA0.77
Axis Bank Limited (13/11/2025) DebtAAA0.74
National Bank For Agriculture and Rural Development (20/01/2026) DebtAAA0.73
Canara Bank (18/12/2025) DebtAAA0.69
7.69% LIC Housing Finance Limited (06/02/2034)DebtAAA0.68
7.41% Bank of Baroda (28/11/2039)DebtAAA0.67
6.18% Mangalore Refinery and Petrochemicals Limited (29/12/2025)DebtAAA0.66
Government of India (19/06/2053)DebtSOV0.54
7.75% HDFC Bank Limited (13/06/2033)DebtAAA0.53
7.75% Small Industries Development Bank of India (10/06/2027)DebtAAA0.52
7.53% National Bank For Agriculture and Rural Development (24/03/2028)DebtAAA0.52
7.64% REC Limited (30/06/2026)DebtAAA0.52
7.55% REC Limited (31/10/2026)DebtAAA0.52
7.51% REC Limited (31/07/2026)DebtAAA0.52
7.40% National Housing Bank (16/07/2026)DebtAAA0.52
7.49% National Bank For Agriculture and Rural Development (15/10/2026)DebtAAA0.52
7.37% Power Finance Corporation Limited (22/05/2026)DebtAAA0.52
7.23% Small Industries Development Bank of India (09/03/2026)DebtAAA0.52
7.23% Bank of Baroda (16/01/2035)DebtAAA0.52
HDFC Bank Limited (31/10/2025) DebtAAA0.5
ICICI Bank Limited (14/11/2025) DebtAAA0.5
HDFC Bank Limited (25/02/2026) DebtAAA0.49
Government of India (22/04/2064)DebtSOV0.47
Government of India (15/04/2039)DebtSOV0.46
7.96% Embassy Office Parks REIT (27/09/2027)OthersAAA0.42
7.39% Indian Railway Finance Corporation Limited (15/07/2034)DebtAAA0.42
7.43% Small Industries Development Bank of India (31/08/2026)DebtAAA0.42
Government of India (18/11/2039)DebtSOV0.42
7.68% LIC Housing Finance Limited (29/05/2034)DebtAAA0.37
8.07% SMFG India Home Finance Company Limited (10/09/2027)DebtAAA0.37
7.80% Bajaj Housing Finance Limited (09/02/2034)DebtAAA0.32
SBI - Corporate Debt Market Development Fund - A2 UnitsMFundefined0.27
8.01% Tata Capital Limited (21/07/2034)DebtAAA0.26
7.77% REC Limited (31/03/2028)DebtAAA0.26
7.70% REC Limited (12/12/2027)DebtAAA0.26
8.35% SMFG India Home Finance Company Limited (15/01/2027)DebtAAA0.26
7.79% Small Industries Development Bank of India (19/04/2027)DebtAAA0.26
8.35% Axis Finance Limited (20/05/2026)DebtAAA0.26
7.68% Small Industries Development Bank of India (10/09/2027)DebtAAA0.26
7.70% Power Finance Corporation Limited (15/09/2026)DebtAAA0.26
7.712% Tata Capital Housing Finance Limited (14/01/2028)DebtAAA0.26
7.51% Small Industries Development Bank of India (12/06/2028)DebtAAA0.26
7.46% REC Limited (30/06/2028)DebtAAA0.26
7.60% REC Limited (28/02/2026)DebtAAA0.26
7.58% National Bank For Agriculture and Rural Development (31/07/2026)DebtAAA0.26
7.41% Indian Railway Finance Corporation Limited (15/10/2026)DebtAAA0.26
7.84% HDB Financial Services Limited (14/07/2026)DebtAAA0.26
7.50% National Bank For Agriculture and Rural Development (17/12/2025)DebtAAA0.26
7.23% Indian Railway Finance Corporation Limited (15/10/2026)DebtAAA0.26
7.15% Power Finance Corporation Limited (08/09/2027)DebtAAA0.26
5.94% REC Limited (31/01/2026)DebtAAA0.26
0% GOI - 22AUG28 STRIPSDebtSOV0.26
Union Bank of India (18/12/2025) DebtAAA0.25
Canara Bank (22/12/2025) DebtAAA0.25
0% GOI - 22FEB29 STRIPSDebtSOV0.25
8.01% REC Limited (24/03/2028)DebtAAA0.21
7.99% Tata Capital Limited (08/02/2034)DebtAAA0.21
8.33% Aditya Birla Finance Limited (19/05/2027)DebtAAA0.21
7.65% Power Finance Corporation Limited (22/11/2027)DebtAAA0.21
India Universal Trust AL1 (20/09/2030)DebtAAA0.21
State Government Securities (27/11/2036)DebtSOV0.21
State Government Securities (21/11/2034)DebtSOV0.21
State Government Securities (16/10/2035)DebtSOV0.21
0% GOI - 06MAY30 STRIPSDebtSOV0.21
0% GOI - 12MAR29 STRIPSDebtSOV0.2
Clearing Corporation of India LimitedCash & Cash Equivalentsundefined0.2
GOI 19MAR26 G-SEC StripsDebtSOV0.19
0% GOI - 16JUN30 STRIPSDebtSOV0.19
7.96% Pipeline Infrastructure Limited (11/03/2028)DebtAAA0.17
8.45% Indian Railway Finance Corporation Limited (04/12/2028)DebtAAA0.16
7.79% Bajaj Finance Limited (20/09/2033)DebtAAA0.16
7.77% LIC Housing Finance Limited (11/08/2028)DebtAAA0.16
7.64% Power Finance Corporation Limited (25/08/2026)DebtAAA0.16
7.11% Small Industries Development Bank of India (27/02/2026)DebtAAA0.16
India Universal Trust AL1 (20/09/2026)DebtAAA0.16
Government of India (06/11/2073)DebtSOV0.16
State Government Securities (07/08/2035)DebtSOV0.16
State Government Securities (26/12/2039)DebtSOV0.16
State Government Securities (26/12/2033)DebtSOV0.16
State Government Securities (26/02/2028)DebtSOV0.15
Government of India (22/08/2032)DebtSOV0.13
0% GOI - 16JUN28 STRIPSDebtSOV0.13
0% GOI - 12MAR28 STRIPSDebtSOV0.13
Government of India (05/08/2054)DebtSOV0.12
0% GOI - 22AUG29 STRIPSDebtSOV0.12
8.50% National Bank For Agriculture and Rural Development (27/02/2029)DebtAAA0.11
8.55% Indian Railway Finance Corporation Limited (21/02/2029)DebtAAA0.11
9.18% NUCLEAR POWER CORPORATION OF INDIA LTD (23/01/2026)DebtAAA0.11
Government of India (08/01/2028)DebtSOV0.11
India Universal Trust AL1 (20/06/2027)DebtAAA0.1
State Government Securities (20/02/2039)DebtSOV0.1
State Government Securities (16/10/2035)DebtSOV0.1
Government of India (25/11/2074)DebtSOV0.1
Punjab National Bank (11/03/2025) DebtAAA0.1
HDFC Bank Limited (02/06/2025) DebtAAA0.1
Axis Bank Limited (09/09/2025) DebtAAA0.1
8.85% Power Grid Corporation of India Limited (19/10/2026)DebtAAA0.09
0% GOI - 19MAR28 STRIPSDebtSOV0.09
0% GOI - 17JUN27 STRIPSDebtSOV0.09
0% GOI - 12SEP28 STRIPSDebtSOV0.09
India Universal Trust Al2 (21/11/2030)DebtAAA0.08
India Universal Trust Al2 (21/11/2026)DebtAAA0.08
India Universal Trust Al2 (21/11/2027)DebtAAA0.08
0% GOI - 22OCT29 STRIPSDebtSOV0.08
State Government Securities (21/10/2028)DebtSOV0.06
9.64% Power Grid Corporation of India Limited (31/05/2026)DebtAAA0.05
8.13% Power Grid Corporation of India Limited (25/04/2028)DebtAAA0.05
7.89% Bajaj Housing Finance Limited (08/09/2032)DebtAAA0.05
7.84% HDFC Bank Limited (16/12/2032)DebtAAA0.05
8.13% Power Grid Corporation of India Limited (25/04/2027)DebtAAA0.05
7.15% Power Finance Corporation Limited (08/09/2025)DebtAAA0.05
Government of India (13/11/2030)DebtSOV0.05
Government of India (18/06/2031)DebtSOV0.05
State Government Securities (27/01/2026)DebtSOV0.05
State Government Securities (13/03/2034)DebtSOV0.05
State Government Securities (28/10/2025)DebtSOV0.05
State Government Securities (21/11/2032)DebtSOV0.05
State Government Securities (11/12/2038)DebtSOV0.05
State Government Securities (04/11/2035)DebtSOV0.05
Government of India (07/10/2029)DebtSOV0.05
State Government Securities (28/11/2028)DebtSOV0.04
Government of India (12/06/2063)DebtSOV0.04
Government of India (06/02/2033)DebtSOV0.04
0% GOI - 16DEC28 STRIPSDebtSOV0.04
0% GOI - 17JUN29 STRIPSDebtSOV0.04
0% GOI - 16DEC29 STRIPSDebtSOV0.04
0% GOI - 22FEB31 STRIPSDebtSOV0.04
Government of India (23/05/2036)DebtSOV0.03
State Government Securities (09/08/2027)DebtSOV0.03
Government of India (23/10/2028)DebtSOV0.03
0% GOI - 22AUG31 STRIPSDebtSOV0.03
Government of India (20/03/2029)DebtSOV0.02
State Government Securities (29/03/2033)DebtSOV0.02
State Government Securities (14/10/2025)DebtSOV0.02
State Government Securities (27/03/2040)DebtSOV0.02
State Government Securities (27/03/2036)DebtSOV0.02
7.43% National Bank For Agriculture and Rural Development (31/01/2030)DebtAAA0.01
7.49% National Highways Authority of India (01/08/2029)DebtAAA0.01
State Government Securities (14/09/2032)DebtSOV0.01
State Government Securities (27/01/2026)DebtSOV0.01
State Government Securities (16/09/2029)DebtSOV0.01
Government of India (17/06/2033)DebtSOV0.01
State Government Securities (27/01/2026)DebtSOV0.01
State Government Securities (24/08/2032)DebtSOV0.01
State Government Securities (10/02/2026)DebtSOV0.01
0% GOI - 15JUN29 STRIPSDebtSOV0.01
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.47.77% Power Finance Corporation Limited (15/07/2026)Net Receivables / (Payables)Canara Bank (12/12/2025) 7.60% Power Finance Corporation Limited (13/04/2029)Government of India (08/04/2034)7.59% Small Industries Development Bank of India (10/02/2026)Government of India (24/07/2037)7.42% State Bank of India (29/08/2039)7.71% REC Limited (26/02/2027)Others